Mohela pslf timeline Public Service Loan Forgiveness (PSLF) If you work full time for a government or nonprofit organization, you may qualify for forgiveness of the entire remaining balance of your Direct Loans after you’ve made 120 qualifying payments—i. Enacted in October 2007. I was transferred to Mohela in August due to a pslf application and all my covid payments were made to my prior servicer, Nelnet. If you are a teacher in a low-income school or educational service agency, you may be eligible for Teacher Loan Forgiveness. Information and advice about Public Service Loan Forgiveness, a forgiveness program We would like to show you a description here but the site won’t allow us. October of 2022 because of Plaintiff Morgan’s enrollment in the Public Service Loan Forgiveness Program. Don't forget to submit the PSLF form with your employment certification every year. Nelnet Refund Timeline about Public Service Loan Forgiveness, a The Home of UK Mortgages. 25% autopay discount and 0. Information and advice about Public Service Loan Forgiveness, a forgiveness program for US federal student loans. That was March 28th. Oct 11, 2021 · How Borrowers Who Qualify Under the Expanded Public Service Loan Forgiveness Get Refunds. This is the reddit group for the public service loan forgiveness program (PSLF). Student Aid . PSLF is NOT the same as the loan forgiveness initiatives stated by the current president, and I hate that it's being lumped in. My timeline for consolidation 1/29 application 2/21: Aidvantage shows consolidation loan disbursed 2/22: zero balance on Mohela 3/8: loans back on Mohela 3/11: email 1st pmt will be in April 3/13: loans back on FSA 3/15:tracker back on mohela (0/120 payments) 4/6: counts updated to 119 ( I was missing sept 2023 which was counted previously) 4/8: called mohela, hold time 2 hours, argued about Commercial Family Education Loan (FFEL) Servicing: 636. : Part of the /r/StudentLoans network. Visit StudentAid. The Public Service Loan Forgiveness Program is intended to encourage individuals to enter and continue in full- time public service employment by forgiving the remaining balance of their Direct loans after they satisfy the public service and loan payment requirements. 17. Mohela said they sent the information to FSAID Temporary Expanded Public Service Loan Forgiveness (TEPSLF) If some or all of your payments were not made on a qualifying repayment plan for PSLF, you may be able to receive loan forgiveness under a temporary opportunity. A community dedicated to all things related to mortgages. Same with the studentaid. FSA just completed the investigation and responded that MOHELA had NOT requested the refund from the Treasury Department. true. 8/5 (8 votes) . If your loans have not been discharged, file a complaint with the CFPB citing that the lengthy processing times are causing you personal financial harm as you are unable to seek better paying employment as you need to stay with a qualifying employer until PSLF is processed and that the constantly If your application for PSLF was denied, you may be able to receive loan forgiveness under the Temporary Expanded Public Service Loan Forgiveness (TEPSLF) opportunity. Success/Celebration Loans transferred from FedLoans to Mohela Dec 2022: PSLF waiver processed Information and advice about Public Service My loans were transferred from FedLoan to Mohela. Mar 8, 2025 · How long does it take for MOHELA to respond to PSLF? MOHELA takes up to 14 days to acknowledge receipt of your PSLF form and at least 90 business days to process it. SECTION 8: IMPORTANT INFORMATION ABOUT PSLF AND TEPSLF You may receive loan forgiveness only after you have made 120 qualifying payments on eligible loans while working FWIW--I've called Mohela twice to ask about this (because it's also my situation), and they claim the protections in the waiver are forward-looking; that is to say, if I lose my job (which I am about to), I will still qualify for forgiveness because of the waiver. 99% APR with 0. Apr 15, 2025 · When you refinance federal loans with a SoFi loan, YOU FOREFEIT YOUR EILIGIBILITY FOR ALL FEDERAL LOAN BENEFITS, including all flexible federal repayment and forgiveness options that are or may become available to federal student loan borrowers including, but not limited to: Public Service Loan Forgiveness (PSLF), Income-Based Repayment, Income Jul 12, 2024 · The Education Department is taking over administration of the Public Service Loan Forgiveness (PSLF) program from the student loan servicer MOHELA, as one step in its larger effort to simplify I just got an updated balance today 12/15/22 on Mohela's website after making an initial request to Mohela on 9/12/22. But this isn’t a result of MOHELA’s incompetence. If you are a service member and have already submitted a PSLF application and are on track for PSLF, you do not need to take any other action for these updates to occur Newly wanting to consolidate FFEL loans at AES. this is super frustrating especially because i submitted and waited nearly 90 business days for payment counts to get updated only to call and ask and find out that mohela didn't process the form, so am now only just a step past square one. When I reached out via messaging to MOHELA at the end of March, they stated they had not received the form. Do not offer or ask for referral codes. But I’m guessing it will shortly after this holiday weekend. FICO 8: EQ 810; TU 816; EX 822 as of 7/5/2022 Sep 13, 2024 · Just got off a live chat with an FSA rep who says the admin forbearance months WILL count toward PSLF if the reason for forbearance was the platform transition. , at least 10 years of payments. As a part of our efforts to improve the Public Service Loan Forgiveness (PSLF) process, you can now manage your participation in the PSLF Program on StudentAid. However, there is a note at the top that says "your PSLF eligible and qualified periods are expected to be updated through the PSLF limited waiver process by the end of August based on your certified employment/employer. They can see what Mohela can see. Here's my timeline so far: MOHELA snafu WILL COUNT towards PSLF! Information and advice about Public Service Loan Forgiveness, a forgiveness program for US Sep 23, 2022 · Any payments you made before consolidating don’t count toward PSLF. I've been putting off calling MOHELA to inquire about the status of my final ECF because of the horror stories I've heard about wait times. Just posted this one another thread. In this article, we will cover how to do the following: Information and advice about Public Service Loan Forgiveness, a forgiveness program for US federal student loans. Welcome to /r/PSLF, reddit's community for discussion, information, and assistance about the US Government's Public Service Loan Forgiveness program. Get conflicting I consolidated in 2006 and was therefore ineligible for pslf until switched to Mohela in Aug. com. How long does it take for loans to show up to Mohela from AES after filing for consolidation at studentaid. 125% SoFi Plus discount. Here’s my timeline for comparison: August 2022 - I applied for PSLF for first time due to the waiver. Teacher Loan Forgiveness this link will open in a new window. Mohela transfer timeline Here's my timeline: first final ECF submitted to MOHELA 9/27/23. Date 12/31/2023 WARNING: Any person who knowingly makes a false statement or misrepresentation on this form or on any accompanying document is subject to penalties that may include fines, imprisonment, or both, under the U. I have a tracker today but no counts. My PSLF tracker is visible. Jan 30, 2025 · Megan Walter, Senior Policy Analyst. Planning on calling Mohela this afternoon to follow up (again). Because this transition will take time, servicers expect first payments to be due no earlier than December PSLF submission timeline thus far: 117 of 120 last updated end of August 2023. I have been in a direct consolidation loan since before 10/2007, but PSLF made no sense at the time because IDR plan would Information and advice about Public Service Loan Forgiveness, a forgiveness program for US federal student loans. Part of the /r/StudentLoans network. -July 2022: I submitted my PSLF certification. There’s a lot of talk on the PSLF Reddit forum regarding whether the PSLF program would be in jeopardy if a new Administration takes over in 2025. Saving the world one mortgage at a time. Wait 30 days (not business days) Step 3. Update Your Income Driven Repayment (IDR) Plan If your income or family size has changed, you can request your Income Based Repayment (IBR) plan payment to be recalculated to potentially reduce your monthly payment. October 2022 - 6th - PSLF application processed by Mohela Mar 30, 2023 · These two requirements put federal loan servicers squarely in the PSLF timeline equation. gov: Just about anything you'd want to know about the basics of financial aid, student loans, and financing options. 36 million Income-Driven Repayment Plan applications and over 2. My loans were Loan Forgiveness and Discharge Programs. In 2023, MOHELA was proud to assist more than six million borrowers in their return to repayment. Have you heard about the Public Service Loan Forgiveness (PSLF) program, but are not sure if you qualify? Do you want to know whether the new PSLF regulations could benefit you? In this webinar, you will get an overview of the PSLF program, including: It will take months. Rules: 1) No referral links/codes. I didn’t receive anything else about next steps for forgiveness even though I requested forgiveness when I submitted the form. 5 billion in loan forgiveness during the previous five-year period from 2017 through June 2022. To request MOHELA as the servicer of your new consolidation loan, include a letter with your consolidation application listing MOHELA. If it helps anyone I called Mohela today. Jan 16, 2025 · Public Service Loan Forgiveness (PSLF) is a federal program that can erase your student loan balance after you make 10 years' worth of monthly payments, for a total of 120 payments, while working for the government or a nonprofit organization. I also received and email from MOHELA on March 21st stating that my loans have been forgiven under PSLF. I'm sick today so I thought I would call up around 9 EST and after 3 minutes of annoying menu options, I was transferred, told the wait time would be 53 minutes, then connected 2 minutes later. I’m quickly approaching the 90 days timeline That's wonderful that you finally got it. . May 15, 2024 · Once you submit your loan forgiveness form, MOHELA — the exclusive PSLF servicer — will review your form to determine if your employment qualifies. Public Service Loan Forgiveness (PSLF) Payment Tracker is displayed with missing payments but 218 out 220 which qualify. With the Saving on a Valuable Education (SAVE) repayment plan still held up in litigation and millions of borrowers in a non-interest accruing payment forbearance, many borrowers enrolled in the Public Service Loan Forgiveness (PSLF) program may be wondering how, and if, these months will be counted towards their 120 payments for forgiveness. Mar 21, 2025 · Score: 4. Any opinions or views stated by the presenters are the presenter’s own and may not represent the Bureau’s views. Factors like loan transfers and application volume can extend this period. As part of this opportunity, the Department of Education reconsiders your eligibility using an expanded list of qualifying repayment plans. Public Service Loan Forgiveness (PSLF) processing time varies depending on factors such as. Same timeline as you - been at over 120 since January. Public Service Loan Forgiveness is designed to forgive your remaining balance tax‑free after 10 years of full‑time public service or nonprofit work, as long as you make on‑time payments under an income‑driven repayment plan. I never thought I would be eligible since I was on graduated repayment plan. upvotes Information and advice about Public Service Loan Forgiveness, a forgiveness program for US federal student loans. Use the PSLF Help Tool to complete the form, sign and submit electronically. 1/29: consolidation app submitted If this helps: I consolidated last week of October, had submitted PSLF ECFs 8/14. PSLF does not forgive all loans—only Direct Loans qualify. Paper forms take longer, and errors can cause delays. ECF Timeline (MOHELA) Congrats! Your timeline provides very helpful information. FFEL or Perkins Loans must be consolidated first. Your post appears to reference the federal Public Service Loan Forgiveness (PSLF) program or the related TEPSLF program. A quick call to my work HR department and they sent the completed form to me so I could upload myself through the portal. Specifically, you can buy back months that do not count as qualifying payments because you were in an ineligible deferment or forbearance status. I submitted my PSLF App (re-certifying) to FedLoan Servicing a month before the transfer. Find information about requirements for Public Service Loan Forgiveness (PSLF We are in the process of researching your Public Service Loan Forgiveness (PSLF) and Temporary Expanded PSLF (TEPSLF) Reconsideration request with case number 1XXXXXX submitted 9/13/2022. July/August 2022 - Consolidated and loans transferred to Mohela. 2815 (International) 1. 21 votes, 16 comments. A series of questions help applicants determine if their employer may qualify and assists with finding out if they have the correct loan type. Just a couple weeks ago I was able to create account on MOHELA, where I showed PSLF processing and two IDRs processing. " Public Service Loan Forgiveness Support Group. They said they changed my payment counts to 120 in September or October but they didn’t that’s any notes on my account saying exactly when. Contact our public service specialists or go to StudentAid. Apr 2, 2023 · Jacob Currence, 41, made years of extra payments through the Public Service Loan Forgiveness program. 1 million customer service calls, and processing more than 2. I logged in two days ago and my balance for both loans is now 0, with no transactions or letters explaining why. Apr 21, 2024 · Starting May 1, 2024, the management of the PSLF program will transition from MOHELA to the Department of Education’s Federal Student Aid Office (FSA). Information Oct 18, 2024 · In total, MOHELA processed over $55 billion in PSLF forgiveness for over 756,000 borrowers, under the direction of FSA. Department of Education (ED) is updating our systems and contact centers to better manage the Public Service Loan Forgiveness (PSLF) process in order to improve the overall borrower experience. here's my timeline with some data points My timeline was similar. Jan 15, 2025 · time spent does not provide credit toward Public Service Loan Forgiveness (PSLF) or IDR. Jun 1, 2024 · The federal government is officially taking over the Public Service Loan Forgiveness (PSLF) program. Department of Education introduced the PSLF Help Tool to assist those interested in pursuing this program. 212. Green banners 2/8, golden letter 3/19, Mohela zero balances 3/20 Mohela said that they would have my loan transferred by 10/5. -November 2022: processed status, could now create a MOHELA account, no updates for a while. e. Employer signed my application form 6 July confirming my employment. In contrast, directly prior to MOHELA becoming the PSLF servicer, only about 165,000 borrowers had received $10. At this time, we do not have an estimated completion time for your request. I hope you get yours forgiven, too. It gives me a little hope, although my case has the additional 'quirk' of them entering an entirely wrong "effective date of discharge" - instead of 9/2017, as it should be, considering that ALL the months from 10/2007 through 8/2022 qualified, meaning that 9/2017 was my 120th month - they entered the date of 1/20/2023, which is probably the date they You can postpone repayment while you prepare to return to school following your active duty. S. Loan balances all showed up correctly after the transfer. I also consolidated to MOHELA in June. 532. PSLF Timeline . gov/pslf to complete your PSLF form online. SoFi®: Fixed rates range from 4. I appreciated when people posted their forgiveness timeline- it gave me hope! I finally got mine -worked at same place for 10 years -prior to MOHELA, all loans were through Fedloan -no waivers -no consolidation -occasional ECF updates The Department of Education estimates that nearly 3 million Americans may be eligible to have their loans canceled through the PSLF program. 5912 (Toll Free) Hours of Operation: 11/9/22 direct 2 discharge date FYI: Mohela is the record keeper only. My PSLF application was received 11/10/22. For those who were recently with FedLoan, consolidated for waiver purposes, and were transferred to MOHELA, do we know what the expected timeline for… Public Service Loan Forgiveness (PSLF): New Regulations and Limited-Time Opportunities. PSLF timeline . Nothing has reflected from MOHELA or NelNet saying my loans moved over to MOHELA… Today, after applying for PSLF 13 months ago, I FINALLY received a letter from Mohela that accepted years of payments when I worked at a school that I knew were eligible. 3, 2024, hoping to block Biden’s latest debt forgiveness plan. I have been with Mohela since before PSLF, and Information and advice about Public Service Loan Forgiveness, a forgiveness program for US federal student loans. From there, it’ll review your payment history to determine how many payments were made during a period of certified employment. Feel free to ask here for a second opinion. Submit your PSLF application with Mohela Step 2. It was put in place by the BUSH ADMINISTRATION -republicans by the way- in 2007 as a way to encourage jobs in public sector (since pensions, almost the only Dec 27, 2023 · PSLF Help Tool. Apr 17, 2025 · Lender and Bonus disclosure. Timeline since then… March 31, 2023: PSLF document updates to “Processed”. Payment counts were updated very quickly. (34 CFR § 685. Interestingly until a few days ago when I went to the PSLF form status on the Mohela site it said the one I submitted in July’s was in process. I filed a complaint with the FSA after the 90 days passed in October. 9/6/22 — Received a Correspondence Processing Delay from MOHELA. Backstory: once I had my forgiveness letter in hand, I transferred my obsessive “checking for updates” from Mohela to the credit bureaus, lol. Hi there, I have found these helpful as I navigated the Consolidation to Direct loan & PSLF process so adding our timeline: 1/24/24: Submitted application on FSA website to consolidate 2 loans (1 sub & 1 unsub) 2/28/24: full amount dispersed to Aidvantage 3/21/24: dispersed to Mohela, showing as 1 sub & 1 unsub loan Sep 23, 2024 · Are you considering a career in public service and want to utilize Public Service Loan Forgiveness (PSLF)? We’ve compiled some helpful tips and best practices from the Department of Education, loan servicers, advocacy groups, and some of our very own LRAP participants. gov now shows Mohela as provider February 24th, 2023 Received Welcome letter from Mohela which was mailed on 2/18/23 February 21st, 2023 Last week, I received confirmation from MOHELA that my PSLF from showing 120 qualifying payments was processed. Variable rates range from 5. Anytime we upload forms they see it. That's very kind - I do laugh with my spouse and friends that they should remove $,1000 from our principal for every hour people like all of us spend on hold and $10k for every time some official company representative says something patently false (my fave, not above, was when a fedloan non pslf specialist told me in 2018 that payments made while in deferment count. Have been at same nonprofit since 2007. Plaintiff Morgan has made over 120 qualifying payments, and thus is eligible for student loan forgiveness. Student Loan Forgiveness Timeline for the IDR Account Adjustment Public Service Loan Forgiveness (PSLF) If you work in certain public service jobs and make 120 payments on your Direct Loan(s), you may be eligible to have your loans forgiven. Income-Driven Repayment Plans this link will open in a new window We would like to show you a description here but the site won’t allow us. We would like to show you a description here but the site won’t allow us. 219) New to MOHELA or in Repayment, we offer several online tools to manage your account. Mohela not real helpful. 1845-0058 Form Approved Exp. Jan 30, 2025 · Public Service Loan Forgiveness (PSLF) can provide complete federal student loan forgiveness in as little as 10 years for borrowers who meet the program’s requirements. To prevent processing delays, if your employer can’t be found in our employer database, you should upload a W-2 so we can verify your employer. July 8, 2021: FedLoan Servicing notified FSA that it would not accept an extension of its federal student loan servicing contract, which included processing for the PSLF Program. I submitted my final ECF on 11/8/22 right as I hit 120 payments. 800. so it goes. gov? Website: mohela. To qualify for Public Service Loan Forgiveness, borrowers must make a total of 120 certified payments. I’ve filed complaints across the board. Payments made October and November… Sep 26, 2024 · Welcome to /r/PSLF, reddit's community for discussion, information, and assistance about the US Government's Public Service Loan Forgiveness program. I have a similar timeline. Instead of navigating to a servicer’s website, StudentAid. 9/27/22 - MOHELA email saying form in process If you're a federal loan borrower, you may be eligible for Public Service Loan Forgiveness (PSLF). gov/publicservice to learn more about how to apply for PSLF or to use the PSLF Help Tool at StudentAid. gov on their PSLF buyback reconsideration, I received mine today! Timeline: 11/29 - Submitted buyback reconsideration, 12/7 - Response requesting tax information from 2013, 12/12 - Submitted 2013 tax information, 1/23 - Received email stating all of my loans were eligible putting me at over 120 and that no payment is owed for buyback and loans The U. Direct Loan (DL) Servicing: 1-888-866-4352 (Toll Free) 636-532-0600 (International) TTY: Dial 711 Fax: 1-866-222-7060 (Toll Free) 636-787-2790 (International) We would like to show you a description here but the site won’t allow us. or at 636. Aug 22, 2024 · Unlike the COVID-19 forbearance, this period doesn’t count towards Public Service Loan Forgiveness or income-driven repayment forgiveness. Mar 25, 2025 · The second, dated March 19th, was the golden letter stating I was eligible for PSLF and included an effect date of forgiveness for each loan along with the balance, servicer, loan type etc. gov is now your one-stop shop for all things PSLF. The topics discussed by the presenters may not represent the Bureaus’ views on any particular matter. Mar 27, 2025 · PSLF takes 2 to 6 months to process. Mar 21, 2025 · Sharing if it helps. Feb 21, 2025 · Public Service Loan Forgiveness is a federal program that forgives the remaining balance on eligible Direct Loans after 120 qualifying payments if you work full-time for a government or nonprofit employer. Borrowers can expect a temporary pause in PSLF processing from May to June 2024 while all information is moved from the MOHELA website to StudentAid. 8/24/22 — Resubmitted my PSLF App via MOHELA. Plaintiff Morgan has submitted a PSLF application to MOHELA in an attempt to have his student loans forgiven. These include having the right type of federal student loan, being in the correct type of repayment plan, and working in qualifying employment. I have heard absolutely nothing from them until earlier this week when I noticed on the PSLF Form Status portion of Mohela's website it now says "Status: Processed, Description: A form has been sent. the FB PSLF Support group has names associated as well with banners, screen shots of account status when forgiven and are encouraging folks to do so with amounts so they can keep a running total of how much is forgiven. Servicers expect to complete the necessary technical updates to be ready to begin moving borrowers back into repayment no earlier than September 2025. Suspend payments after active duty military service and any applicable grace period until the earlier of (a) the date you resume enrollment at an eligible school on at least a half-time basis, or (b) 13 months following the completion of your active duty military service and any applicable grace period. 4701 (Toll Free) Fax: 1. The Bureau is not endorsing The Public Service Loan MOHELA will then request the funds from the Treasury Department which takes 90 days to process. Public Service Loan Forgiveness (PSLF) If you work in certain public service jobs and have made 120 payments on your Direct Loans, you may be eligible to have your loans forgiven. Learn more to see whether you might qualify. The r/StudentLoans community has a subreddit specifically for advice and discussion about this program over at r/PSLF . Criminal Mohela immediately sent another letter after that saying "We have reviewed your Public Service Loan Forgiveness (PSLF) & Temporary Expanded PSLF (TEPSLF) Certification & Application (PSLF form) or Certification of Military Service and have counted the number of qualifying payments made during each period of qualifying employment. Have questions about your loans or need help making your payments, we're here to help. Useful links: StudentAid. I understand it will now go to Mohela. I asked for a letter to that effect and they said it would have to come from Mohela. Posted by u/Healthy_Weird9127 - 5 votes and 3 comments Feb 9, 2023 · It took me a couple of months from when MOHELA started servicing my loans--but I just got my loans forgiven a couple of weeks ago under PSLF. 534. If you are approved for Public Service Loan Forgiveness, you’ll be notified that the entire remaining balance of your eligible Direct Loans, including all outstanding interest and principal, will be forgiven. gov to learn about PSLF and other programs – such as Temporary Expanded Public Service Loan Forgiveness (TEPSLF), which for a limited time may give you credit for past periods of repayment (while you were working for a qualified employer For those waiting on hearing back from studentaid. He contacted his servicer, MOHELA, in August to get refunded on those payments, but hasn't had thanks for laying this out. Since the transfer to MOHELA, I haven’t received any communication regarding my PSLF App until today. 12/14/22: Mohela smiley face and zeros; 1/1/23: PSLF forgiveness letter; 2/3/23: Submitted disputes to all 3 credit bureaus. The fact that this forbearance pauses your payments and interest but also pauses your progress toward loan forgiveness is frustrating. According to MOHELA, a notice to discharge was just received 2/16/23 for my account. Employer certification can add weeks to your timeline. Technically hit 120 May 2022, but Mohela officially showed it later. Jan 7, 2025 · Right now, the PSLF “buy back” process is only available to borrowers who already have 120 months of eligible employment while in repayment, and whose use of the buy back process to get credit for time in the SAVE forbearance (or other forbearances) will complete their total 120 qualifying PSLF payments needed to reach forgiveness. Public Service Loan Forgiveness (PSLF) Buyback Due to changes in PSLF regulations, you can now buy back certain months of your payment history to make them qualifying payments for PSLF. If MOHELA, the current servicer for PSLF borrowers, has a massive backlog and is delayed in processing applications, borrowers may have to stay in their jobs considerably longer than the ten years required by statute. Relief. The recent changes mean that many borrowers will see a dramatic increase in their number of certified payments. Teacher Loan Forgiveness. Submitting your PSLF form digitally speeds things up. Sep 18, 2024 · With those negotiations underway, here’s a reverse timeline of events related to the student loan forgiveness plan: September 2024 — Court Temporarily Blocks New Debt Forgiveness Plan Attorneys general from seven states, led by Missouri, filed a lawsuit on Sept. The rationale behind PSLF. I had nothing on 10/5 but this morning on 10/6 I have a smiley face and a “your loan is in good standing “ but all zeros. All counts are determined by DOE. This warrants a call to Mohela. 18. The Department of Education estimates 90 business days, but real borrowers often wait longer. Oct 31, 2022 · You can learn more about the qualifying employment aspects to the PSLF Help Tool by reading our recent article Become a Public Service Loan Forgiveness (PSLF) Help Tool Ninja. However, because of numerous problems with the PSLF program, only a small percentage of eligible borrowers actually received loan forgiveness under the PSLF program initially. 12/4 submitted employment verification electronic, signed same day by… Public Service Loan Forgiveness (PSLF) Buyback Due to changes in PSLF regulations, you can now buy back certain months of your payment history to make them qualifying payments for PSLF. Congrats to you! My payment count has yet to update from 71. Submit a Public Service Loan Forgiveness (PSLF) & Temporary Expanded PSLF (TEPSLF) Certification and Application or Certification of Military Service to determine eligibility. My journey to SL forgiveness. Mohela explained that the process from hitting 120 payment periods to receiving loan forgiveness is 90 business days in total and for all steps (barring any issues along the way). I don’t want to get political, but loan forgiveness has become so political. gov. 99% APR to 9. 945. My count was likewise updated to 178 this morning. My PSLF timeline . Congratulations!!!! Regarding public facing information. Private loans aren’t eligible. 0600 (International)] from International locations. Step 1. These tips are for informational purposes only. Call us at 800. 888. The U. I was with Mohela already and consolidated just to get the higher pmt count on the other newer loan. Mohela PSLF timeline for processing . In 2019, the U. PSLF timeline - MOHELA . Temporary Expanded Public Service Loan Forgiveness (TEPSLF) Jan 3, 2025 · Welcome to /r/PSLF, reddit's community for discussion, information, and assistance about the US Government's Public Service Loan Forgiveness program. Mohela Refund Timeline. tried asking on the phone and it was really unclear. It predates Trump, Biden, Obama and all this polarized crap. 49% APR to 9. Do not link to a site or video where you have posted your referral link/code. If you decide to submit a consolidation request, please continue to make payments until you receive notification that the consolidation has been completed. 4701 (Toll Free) from the U. Our dedicated customer service team has been there to help borrowers as they resume repayment on their federal loans - facilitating over 3. 58 million payments to the federal Dec 22, 2022 · But the Education Department and its contracted PSLF servicer, MOHELA, are still processing a backlog of PSLF applications. MOHELA PSLF/ECF Approval Timeline Log Information and advice about Public Service Loan Forgiveness, a forgiveness program for US federal student loans. Sep 21, 2024 · Finally, an adjacent question. whether you previously submitted documentation of employment for review, or you submitted documentation only at the time you applied for PSLF; how many employers you’ve had; any gaps in your employment or payment history; and; any required follow-up. If your PSLF form is approved for forgiveness, then you'll be notified that the entire remaining balance of your eligible Direct Loans will be forgiven, including all outstanding interest and principal. I had over 10 yrs of public service when the waiver was announced. PSLF Reconsideration/Buyback Timeline . OMB No. My loans were forgiven because I pursued a career in public service, and made payments on my student loans for more than ten years. Depending on your career or the repayment plan you choose once you leave school, you may qualify for loan forgiveness down the road: Public Service Loan Forgiveness this link will open in a new window. gov … my balance there hasn’t changed. Here's my timeline: Final regular payment to MOHELA: 10/05/2023 Submitted PSLF ECF form: 10/19/2023 (ECF form fell into a black hole with my employer) Information Jul 8, 2021 · Below is a timeline of MOHELA's work to support the federal government as its interim PSLF servicer. jiccano wncvr lhlz nbmuiw xqotd nezqdk gvquk kmyvyoq zhrryvf uafg